Six Simple Steps to Investing with CIMB Wealth Advisors

1. Define your investment goals
>> For retirement/education/Hajj & Umrah/travel/marriage/buy property

2. Decide your time horizon and risk tolerance
>> 'By the end of 10 years, I want to have RM 100000 for my son to enter University in United Kingdom'

>> 'I wanted to get married when I am 27 years old (which is 5 years from now)'

>> Unit trust is medium to long term investment (3/5/7 years) and the fund risk is differ for every listed funds.

3. Understand the products and decide what suits your investment portfolio

4. Practise asset allocation
>> Asset allocation is a diversification technique that aims to create an optimal portfolio of investments across asset classes for a given level of risk. The theory behind this is that every asset class has different correlation to its counterparts.

>> Never put all eggs in one basket. Build your investment portfolio through asset diversification.

5. Practise regular investment
>> In CIMB wealth advisor, monthly investment and savings could be as low as RM200.

6. Review and rebalance your investment portfolio from time to time
>> Here, the importance of having agent that could provide the information of your investment.