Fund Comparison (AmIttikal , Dali CIMB & Public Ittikal)

Salam,



>>I came across one independent website that provide facility to compare available unit trust fund in Malaysia.In the website,the comparison is conducted in tabular form and I am going to elaborate as lay as possible.

>> This comparison is subjected to my knowledge and the only resource available(which is the website).



>> The comparison is trying to cater almost similar equity fund for 3 Companies(Am,CIMB and Public). (I try to compare "an apple to an apple")



>> I welcome any comment and feedback.

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CONCLUSION

1 - Sales charge & annual management fee & MER : These charges imposed by investment company to handle their operations(investing,printing,legal,etc).The lower charges imposed to investor,the better.The winner is Public Ittikal Fund.

2 - Fund return : This is the crucial part.Every investor is looking on return that they will get for every penny that they put in investment.Therefore,the higher the return,the better.So,without any dispute,the obvious winner is CIMB DALI Equity Growth fund.

**Again,this comparison website is independent and not subjected to any company.So, the projected equity funds has their own strength and weakness.At the last part of the website,"Investors are advised to read and understand the fund prospectus before investing"

**one company may win in one category of fund and may lose in other fund.Therefore,you have to know what kind of fund that you are investing in.

Happy investing.

Dividend distribution for DALI2 & Principal Equity Fund

Below is the dividend declaration for 2 funds :

1)CIMB Islamic Dali Equity Fund (a.k.a DALI2)
>> 5 cents for each unit holds by investor.
>> for investment before 12May 2010

2)CIMB Principal Equity Fund
>> 6.5 cents for each unit holds by investor
>> for investment before 4June 2010

For your understanding, below is the example of calculation.

If you new and wanted to invest RM 10000, and current NAV for DALI2 is 1.1063,
> number of you will receive is RM10000/1.065/1.1063 = 8487.45 units
> number of dividend you will receive is 8487.45 * 5cents = RM 424.37

You don't have to invest for at least one year before you you get dividend.If you invest before date stated,you can enjoy dividend distribution with CIMB Wealth Advisor.

Further info,kindly contact me at 012 2110960

Dana Al-Ihsan 1&2

"Introducing....The most performing fund in CIMB Wealth Advisor....."

DALI 1 !! And.......

Summary:
>> Return for 3-year is 39.51% (average return = 13.17 % p.a. !!!)

>> Example of Holdings being invested :
Axiata Group Berhad, Sime Darby Berhad, Tenaga Nasional, IOI Corporation Berhad, PETRONAS Dagangan Berhad

>>Example of sector allocation :
Industrial Products (43.73%), Telecommunications (11.50%),Oil&Gas (7.29%)

>>Award :
BEST ISLAMIC FUND in The International Takaful Awards 2009

DALI 2 !!

Summary :
>> Return for 5-year is 71.1%(average return = 14.22% p.a. !!!!)

>> Example of Holdings being invested :
Axiata Group Berhad, Sime Darby Berhad, Tenaga Nasional, IOI Corporation Berhad, Maxis Communication Berhad.

>>Example of sector allocation :
Industrial (21.67%), Basic Materials(11.31%),Technology (10.48%)

>>Investment style :
-Exposed to international market.
-In 2006, it had started to invest in Asia Pacific,example in JAPAN

Awards received

Basic concept of Total Wealth Solution By CIMB Wealth Advisor

Do you have what it takes to 'Create,Protect&Preserve' you, your family and beloved one?

Wealth Creation:

- Do you want to buy your own car, house and other properties?

- Vacation to Paris, Rome and other parts of world are among your wish list?

- According to reliable research study, average retired people could only spend RM400 - RM700 a month to ensure that their EPF savings could last until they reach 75 years old. That is one of the reason why retired people has to have part time work to help them to survive after their retirement. Do you think that amount is enough in this world that will gradually inflate? Don't you want to settle down and relax after your retirement?

- Who to blame when you can't afford your children's higher education? Don't your children deserve better education?

- Planning to perform Umrah & Hajj in 10 years time with savings RM200 a month?

Wealth Protection:

- Do you have source of income until your retirement should you involved in severe accident?

- Do your family have alternative incomes should you as the only breadwinner, suffer Total Permanent Disabilty (TPD) that prevent you to perform any jobs?

- Do you inherit debts to your family instead of wealth? Will this ease burden to your beloved family?

Wealth Preservation:
- Amanah Raya is still holding uncollected inheritance estimated about RM8 billion. Why do this happen?Because many of the dead peoples does not nominate any beneficieries to inherit their wealth.Sadly, most of the uncollected inheritance is for Malay.

- Process of Faraid takes many years to be process? Hassle, tiring, & costly inheritance process?

If you agree/disagree or need further explanation about Total Wealth Solution concept by CIMB Wealth Advisor,I can be reach at 012 211 0960.