Saturday, October 23, 2010

Hukum Mempromosikan Produk Insurans Konvensional Menurut Perspektif Syariah

"... Muzakarah Jawatankuasa Fatwa Majlis Kebangsaan Bagi Hal Ehwal Ugama Islam Malaysia Kali Ke-89 yang bersidang pada 14 - 16 Disember 2009 berpandangan bahawa sistem takaful berlandaskan syariah sedang pesat berkembang dan memerlukan sokongan umat Islam dalam usaha untuk memartabatkan sistem muamalat Islam" .Info lanjut :

http://www.e-fatwa.gov.my/fatwa-kebangsaan/hukum-mempromosikan-produk-insurans-konvensional-menurut-perspektif-syariah

Friday, October 22, 2010

FAQ Unit Trust (2)

What is the Selling Price?
The price at which an investor purchases units from the Manager.




What is the Repurchase Price?
The price at which an investor redeems his units.




How is the Selling Price / Repurchase Price determined?
-Both Selling Price & Repurchase Price is determined at the end of each Business Day.


-The Selling Price of a unit is based on the Net Asset Value(NAV) of a unit in the fund plus a sales charge. The Repurchase Price of a unit is based on the Net Asset Value of a unit in the fund less a repurchase charge, if any.



-The sales charge is computed separately based on the net investment amount.

-The repurchase charge is also computed separately based on the net withdrawal amount / repurchase amount.


What is the sales charge/front-load?
The sales charge is a fee that is payable to the Manager for the purchase of units of a fund.It is computed separately based on the net investment amount payable by the investor.

Can I choose to be paid by cheque for my distribution ?
No. However,you can redeem the reinvested units for cash at any time by making a request to repurchase all or part of your units. A cheque will then be issued to you for the amount redeemed.